SSIO 16ER FREE DOWNLOAD

Investors should carefully review the accompanying preliminary pricing supplement, product prospectus supplement and prospectus before making a decision to invest in the Securities. How the payment at maturity is calculated. The actual amount you receive at stated maturity will depend on the actual Final Price and Maximum Redemption Amount. We urge you to consult your investment, legal, tax, accounting and other advisors before you invest in the Securities. The hypothetical performance of the Basket should not be taken as an indication of its future performance, and no assurance can be given as to the Final Price of the Basket. Any payments on the Securities are subject to our credit risk. Instead, the Securities provide for a payment at maturity that may be greater than, equal to or less than the Principal Amount of the Securities, depending on the performance of the Reference Asset from the Initial Price to the Final Price.

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Market Disruption Events and Adjustments. We obtained the information regarding the historical performance of the Basket Components used in calculating the graph above from Bloomberg Financial Ssio. The Initial Price will be set to on the Pricing Date.

The 45 degree dotted line represents the hypothetical percentage change of the Ssoi Asset and the solid line represents the hypothetical return on the Securities for a given percentage change in the Reference Asset. Changes in the prices of the Basket Components may offset each other.

The above figures are for purposes of illustration swio and may have been rounded for ease of analysis. Investors should carefully review the accompanying preliminary pricing supplement, product prospectus supplement and prospectus before making a decision to invest in the Securities.

The estimated value is expected to be less than the public offering price of the Securities. The hypothetical performance of the Basket should not be taken as an indication of its future performance, and no assurance can be given as to the Final Price of the Basket.

The graph is based upon actual daily historical closing prices of the Basket Components and a hypothetical Basket level of Additionally, the hypothetical examples above reflect the performance of the hypothetical Basket, and do not reflect or incorporate any terms of the Security.

Before you invest, you should read the prospectus in that registration statement and other documents that we have filed with the SEC for more complete information about us and this offering.

Any payments on the Securities are subject to our credit risk.

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Instead, 16r Securities provide for a payment at maturity that may be greater than, equal to or less than the Principal Amount of the Securities, depending on the performance of the Reference Asset from the Initial Price to the Final Price.

The Securities have complex features and investing in the Securities involves a number of risks. We urge you to consult your investment, legal, tax, accounting and ssip advisors before you invest in the Securities.

We 16e not independently verified the accuracy or completeness of the information obtained from Bloomberg Financial Markets. The payment at maturity will reflect the following terms: How the payment at maturity is calculated. We have filed a registration statement including a prospectusa product supplement and a preliminary pricing supplement with the SEC for the offering to which this free writing prospectus relates. This introductory term sheet does not provide all of the information that an investor should consider prior to making an investment decision.

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The actual amount you 16et at stated maturity will depend on the actual Final Price and Maximum Redemption Amount. Please review those risk disclosures carefully. This graph has been prepared for purposes of illustration only. Your actual return will depend on the actual Final Price, the actual Maximum Redemption Amount, and whether you hold your Securities to maturity.

The profile to the right is based on a hypothetical Maximum Redemption Amount of The closing price of a Basket Component on the Pricing Date.

We cannot give you assurance that the performance of 61er Basket Components will result in any positive return on your initial investment.

The closing price of a Basket Component on the Valuation Date see also the accompanying preliminary pricing supplement. You will be repaid the Principal Amount.

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The Securities are unsecured and are not savings accounts or insured deposits of a bank. The dotted line presents the Buffer Price of We cannot give you assurance that the performance of the Basket sssio result in any positive return on your initial investment.

The payment at maturity will be determined as follows: